Flexible business funding from $5,000 to $2,000,000. Fast approvals, no collateral required, and cash in your account within 24 hours.
Choose the funding solution that fits your business needs — or call us to find out what you qualify for.
Our flagship product. Get a lump sum in exchange for a portion of future sales — no fixed monthly payments.
For established businesses with strong monthly revenue. Access larger capital at our most competitive rates.
Already funded with us? Get early access to additional capital once you've paid down 50% of your advance.
Your rate is based on your business profile. Here's a general overview — actual rates may vary.
| Tier | Monthly Revenue | Time in Business | Credit Score | Factor Rate | Funding Amount |
|---|---|---|---|---|---|
| A — Best | $50,000+ | 2+ years | 650+ | 1.10 – 1.18 | Up to $2,000,000 |
| B — Great | $25,000+ | 1+ year | 600+ | 1.19 – 1.29 | Up to $750,000 |
| C — Good | $15,000+ | 9+ months | 550+ | 1.30 – 1.39 | Up to $250,000 |
| D — Fair | $10,000+ | 6+ months | 500+ | 1.40 – 1.49 | Up to $100,000 |
* Rates shown are illustrative ranges. Your actual rate depends on your complete business profile, industry, and revenue consistency. All offers are subject to underwriting. See our FAQ for more on how pricing works.
Unlike traditional loans with APR and compound interest, Merchant Cash Advances use a simple factor rate. You multiply the amount you receive by the factor rate to get your total payback amount.
There are no hidden fees, no prepayment penalties, and no monthly minimum payments that spiral when business is slow. Your remittance is a percentage of your daily or weekly sales — so when business is slow, you pay less.
This flexibility is what makes MCAs ideal for businesses with seasonal revenue or variable monthly sales.
Read more in our FAQ →* Based on a 150-day term with daily remittance. Actual daily payment varies with your sales volume. This is an example only.
Most businesses qualify. Here's what we typically look for.
Your business must have been operating for at least 6 months
Minimum $10,000 in average monthly gross revenue
We work with scores as low as 500 — bad credit is OK
Not sure if you qualify? Call us at 855-785-2281 — we'll tell you in minutes.
Apply in minutes. Get approval in hours. Cash in your account in as little as 24 hours.